This original content is our way of sharing ideas and concepts which we believe will help you to make a success of your money journey. You will get insight into how we think and consequently what we focus on trying to do well when helping you to reach your objectives.
Having a more meaningful understanding of why inflation is important and how it impacts on our ability to create wealth is a key element in creating a successful investment strategy. It may help us avoid making some of the more common mistakes that scupper our plans to achieve our long…
It is old subject matter but given the number of queries I have recently received regarding this topic, I thought it would be useful to post what is hopefully a fairly basic but informative overview of what retirement planning incorporates. What is a retirement plan? At the risk of stating the obvious,…
Two roads diverged in a yellow wood, And sorry I could not travel both And be one traveler, long I stood And looked down one as far as I could To where it bent in the undergrowth; Then took the other, as just as fair,…
What are ETF’s What are the benefits of using ETF’s What are some of the shortfalls of ETF’s Potential…
I often say that investing is not complicated but it is important to understand the basics so as to avoid some of the more obvious pitfalls and perhaps some misleading marketing from time to time. With this in mind, we will first look at some of the important issues related…
Anyone who has ever entered into a discussion with me about investing (whether as a client or innocent bystander) will know that I feel very strongly about the costs associated with accessing investments and financial advice or products in general. I am passionate about not paying for a service I…
My daily monitoring of market news and headlines is throwing out a couple of signals that remind me a little of the complacency that existed in financial markets pre-crisis. A steady stream of articles articulate how the credit or corporate bond markets are absorbing new supply or issuance by the…
If you ever needed proof that economic indicators are very poor predictors of market returns then you need to look no further than the last twelve months or so. Despite GDP growth rates indicating slowing economies in the US, UK and Europe (including Germany), all risk assets are trading at…
Source: Financial Times/www. ft.com as at 4 January 2013 They say a picture is worth a thousand words – this one has proven to be worth a few thousand Rand too. My godson, Steven, turned 10 years old in July of last year and other than…
In September I wrote an article on potential income investing options. (Investing for Income -Sep 12) The opportunities for real returns, or returns after being adjusted for inflation, were slim at that time. There have been some significant moves since…
Your future becomes your present…
A plan is simply a way to bring your future into the present so you can do something about it.