is a financial advisory and discretionary investment management services business owned and operated by Dominic White, CFA. The business is an authorised financial services provider (FSP 43618).
The core activities of the firm focus on providing investment management, wealth management, financial planning and once-off fee based financial consulting services to individuals and businesses.
We essentially operate two streams of business:
i) Advice & intermediary services
for those clients who require assistance, guidance and motivation to manage and control their own financial affairs.
ii) Discretionary services
for those clients that require an independent professional investment manager to make investment decisions on their behalf.
White Investments is licensed by the Financial Services Board (FSB) to provide Advisory & Intermediary Services as well as Discretionary Services in respect of the following products:
- Retail Pension Fund Benefits
- Pension Fund Benefits
- Long Term Insurance: Sub-category C
- Securities and Instruments: Shares
- Securities and Instruments: Money Market Instruments
- Securities and Instruments: Bonds
- Securities and Instruments: Derivative Instruments
- Participatory Interests in Collective Investment Schemes
- Long and Short Term Deposits
The motivation behind the business comes from a genuine desire to help clients better understand investing, the investment industry and how they can be best utilised to successfully prepare for their financial futures.
By and large the investment industry has a poor reputation from the perspective of the investing public and too often this reputation has been well earned. Complex products, high fee’s and little real benefit for the end consumer are the more common complaints.
The perception that investing is a complex process in the minds of many clients often creates a barrier to having the confidence to manage even the least technical of their own financial needs. Investors tend to pay dearly in terms of fees as a result. White Investments aims to help clients improve their financial knowledge and to better understand the investment industry
, the products and services available through that industry and how to think about planning for their futures.
We believe that with a little effort and some guidance, clients can frequently overcome the obstacles associated with taking more responsibility for some of their own financial needs.
We strongly believe that the majority of every day (vanilla) financial advisory and consulting services requested by clients do not necessarily require ongoing day-to-day management and should therefore not attract an ongoing management fee. We frequently find that clients are just in need of some guidance or require second opinions to ensure they are on the right track.
White Investments offers a fee-based advisory and intermediary service
to provide clients with the flexibility to access the skills of an investment professional, as often as required for a pre-agreed fee
, without committing to a long-term ongoing management fee. The impact of fees on your investment returns are significant over the lifespan of your investments and should not be underestimated.
Of course not everyone has the time or the inclination to manage their own financial affairs. Portfolios that are invested directly in the markets (individual shares and bonds) require a large amount of time and effort, with a level of investment specialisation that is often not practical for clients to operate on their own.
White Investments discretionary managed business
offers this service where appropriate and portfolios managed in this way attract a management fee that is based on a percentage of assets under management.
We currently operate out of Ballito on the North Coast of Kwa-Zulu Natal, South Africa. However, thanks to the advances of technology we are not restricted by the boundaries of physical presence. We service clients on a national basis and we successfully invest in assets, markets and currencies across the globe.
FINANCIAL PLANNING, WEALTH MANAGEMENT, INVESTMENT MANAGEMENT, INVESTMENT ADVICE, FINANCIAL ADVICE, FINANCIAL ADVISOR, FINANCIAL ADVISER, FINANCIAL ADVISOR BALLITO, FINANCIAL ADVISOR DURBAN, FINANCIAL ADVISOR UMHLANGA, CAPE TOWN, JOHANNESBURG, TAX FREE SAVINGS ACCOUNTS, RETIREMENT PLANNING, LIVING ANNUITY, GURANTEED ANNUITY, POST RETIREMENT INVESTMENT SOLUTIONS, INCOME INVESTING, OFFSHORE INVESTING, EDUCATION SAVINGS PLAN, EDUCATION SAVING SOLUTION, INVESTMENT SOLUTIONS,CFA, CHARTERED FINANCIAL ANALYST, ETHICAL INVESTMENT ADVICE, PASSIVE INVESTMENT, COLLECTIVE INVESTMENTS, EXCHANGE TRADED PRODUCTS,
WEALTH MANAGER BALLITO, FINANCIAL PLANNER BALLITO, WEALTH MANAGER DURBAN, FINANCIAL PLANNER DURBAN, WEALTH MANAGER DURBAN NORTH, FINANCIAL PLANNER DURBAN NORTH